Payment Policy
Last Updated: May 2026
At minfans, we gather natural treasures and handcraft gemstone jewelry to invite mindfulness and heartfelt blessings into your daily life. To ensure your purchase journey is as secure, transparent, and serene as our designs, we adhere to strict international financial security standards.
By placing an order on minfans.com (the “Site”), you accept and agree to the terms outlined in this official Payment Policy.
1. Accepted Methods of Payment
We offer a variety of trusted, industry-standard checkout channels for your convenience. All prices listed on our Site are in USD (United States Dollars).
- Credit & Debit Cards: We proudly accept standard international credit and debit cards, including Visa, MasterCard, American Express, and Discover.
- Digital Wallets & Accelerated Checkouts: We support PayPal, Apple Pay, and Google Pay for seamless, one-touch transactions.
2. Payment Timing and Order Confirmation
In accordance with transparent e-commerce billing compliance:
- Your chosen payment method will be authorized and charged at the exact moment you complete and confirm your order at checkout.
- Once the transaction is successfully completed, a formal Order Confirmation invoice containing your itemized summary will be automatically delivered straight to your email inbox.
- If payment is declined or cannot be verified, our system will automatically cancel the processing order, and no funds will be withheld.
3. Transaction Security and SSL Encryption
Your financial data security is a sacred bond. To ensure your details are fully protected, minfans implements robust technical safeguards:
- Our checkout process operates exclusively over a secure SSL (Secure Sockets Layer) encrypted protocol, which prevents interception, alteration, or falsification of your data.
- No Financial Data Storage: Your full credit card number, CVV code, or digital wallet credentials are securely routed through certified, PCI-DSS compliant third-party payment gateways. minfans never views, collects, stores, or handles your raw financial information on our servers.
4. Price and Tax Transparency
- No Hidden Surcharges: The price displayed on the product landing page is the honest base price of our handcrafted gemstone creations.
- Sales Tax: Where applicable, sales tax or regional standard transaction taxes are calculated dynamically and clearly displayed on the final checkout screen prior to your payment confirmation.
- Shipping Fees: Any shipping fees (or your qualification for our Free Standard Shipping on orders over $59.00 USD) will be clearly added to your total before you submit payment, in strict alignment with our Shipping Policy.
5. Fraud Protection and Order Screening
To maintain a secure marketplace for both our artisans and our global collectors, all orders undergo an automated fraud screening process. We reserve the right to flag, hold, or cancel any transaction that exhibits patterns of high financial risk, unauthorized card usage, or mismatched billing-and-shipping address credentials. If your order is canceled due to a false fraud alert, please reach out to our support workshop instantly.
6. Resolving Billing Inquiries and Discharges
If you notice any unexpected charges, duplicate billing anomalies, or errors on your statement regarding your minfans transaction, please do not hesitate to contact our team before taking any external action. We are fully dedicated to resolving errors swiftly and honestly.
7. Contact Our Operational Studio
For any questions, guidance, or billing support regarding your purchase, please reach out directly to our official team:
- Brand Name: minfans
- Customer Support Email: chen@minfans.com
- Operating Address: No. 32, Waichen, Juxian Village, Gaiwei Town, Xianyou County, China, 351252